Resource Name	Resource Description
1		A/C Inspections	Article - Why do I need to have the A/C Inspected?
2		Abandonment	Article - Why you shouldn't Abandon your home
3		Actual Cash Value vs. Replacement Cost	Article - What is the difference, and relate to ins policy losses
4		Adjustable Rate Mortgages	Article - Pros and Cons
5		Adjustable Rate Mortgages	Article - How they may still be the right choice
6		Advertise with Us	Article - Contact information to advertise with us
7		Agent Responsibility	Article - What is the agents responsibility in the deal.
8		Agent vs. Realtor	What is the difference and why should I care?
9		Agreed Value	Article - What is agreed value? (classic car Insurance)
10		Agreement for Mediation	Fill in the blank Agreement for mediation
11		Agreement for Mediation	Article - Why is this agreement so important?
12		Air Rights -	Article - What are Air Rights
13		Allowances	Article - Should I give allowances for anything?
14		Americans With Disabilities Act	Article - ADA Don't discriminate -link to Ada page
15		Amortization Schedule- Bi weekly	Figures mortgage payments- Bi weekly
16		Amortization Schedule- Monthly	Figures Mortgage payments - monthly
17		Appraisal	Article - What is it and why do I need one?
18		Arbitration Agreement	Article - What is it and do I need one - Pro's & Con's
19		ARM Mortgage Calculator	Calculator for Adjustable Rate Mortgage
20		Authorization for credit check	Letter giving authority to check credit and background
21		Auto Buyers "Scams"	List of known scams in buying autos- 'No cash back'
22		Auto Safety	Article - Various articles - Ongoing series
23		Average Billing	Article - Some utilities will let you average bill your utilities
24		Back -Up Offer	Article - What is a Back up offer and how does it work
25		Balloon Payment Calculator	Calculator for a balloon type mortgage loan
26		Bankruptcy - Article	Article - What you should know - The real pitfalls
27		Bartering Income and the IRS	IRS rules for bartering income reporting
28		Be Proactive	Article- Don't expect someone else to do your work for you
29		Bill of Sale (Automobiles)	Fill in the blank Bill of Sale
30		Bill of Sale (Merchandise)	Fill in the blank bill of sale for merchandise (not autos)
31		Binder Policy	Article - What is a Binder Policy
32		Boating Safety	Article - What you should know
33		Broker Responsibility	Article - What is the broker responsibility in the deal?
34		Build Your Own New Home	Complete "How to" E-book, to build your own home
35		Builder Risk Insurance	Article - What is Builder Risk, and do I need it?
36		Business Card Brochures	Sales brochures- Business card sized (with ad # & www)
37		Buy Down	Article - What is a Mortgage Buy Down
38		Buy Your House NOW!	Article - What to look for with these type of buyers
39		Buyers Guide	Detailed Buyers Guide for Home Purchase
40		Buying - New or Existing Home	Article - Pros and Cons New Construction vs. Existing
41		California Disclosures	List of Disclosures required to sell property in California
42		Call 811 .com	Article - Know where the utilities are ( www.call811.com )
43		Car Auctions this year	List of all car auctions for the year
44		Car Fax Reports	Car Fax reports of auto history
45		Car Shows this year	List of all car shows scheduled for the year
46		Cash Back to Buyers	Article - Why you should NEVER give cash back
47		Chamber of Commerce	Article - The Hidden Resource - Join yours today
48		Charities	Article - Give back to your local community
49		Classic Cars	Article - List your classic (pre 1973) car for free
50		Classified listing ad writing hints	Description of how to write a productive classified ad
51		Closing Cost Calculator	Calculator for determining closing cost amount
52		Closing The Deal	Article - How to close the deal
53		Collection Dispute Letter	Article - SAMPLE collection dispute letter.
54		Commercial Earthquake Hazard Report	Report required by seller in California
55		Common Property	Article - What is common property and who maintains it?
56		Compact Fluorescent Lights	Article - What is a CFL and do they really work?
57		Comparative Market Analysis	Article- What a CMA is and how can one help you
58		Condo Sales Agreement	Fill in the blank Condo sales Agreement
59		Construction Schedule	Construction Schedule (new construction)
60		Contractor Bids and Contracts	Article - What to look for "good and bad"
61		Contractor Payment Schedules	Article - DO NOT PAY FIRST!
62		Contractor References	Article - Ask for contractor references - check them!
63		Contractors Insurance	Article - Ask for the contractors insurance policy
64		Contractors Licenses	Article - Ask if your contractor is licensed in your state
65		Cost Of Living Comparison	A cost of Living Comparison analysis chart
66		County Tax Review appeal worksheet	Worksheet to appeal your real estate tax evaluation
67		Covenants, Conditions & Restrictions	Article - What are CCR's and why are they important?
68		Curb Appeal	Article - How to improve the curb appeal of your home
69		Cut Your Electric Bill Now	Article - How to cut your bill - First, turn off the lights!
70		Debt Reduction Calculator	Calculator to determine length of time to pay off C Cards
71		Decorator Selections	Decorator Selections checklist for construction
72		Disaster Supply Kit List	Disaster Supply Kit List, (list of things for emergencies)
73		Dispute Your Real Estate Taxes	Article - How to dispute your taxes and why you should
74		Document in pictures	Article - Document in pictures -worth 1,000 words
75		Doesn't Stay	Article - How to deal with property that doesn't transfer with sale
76		Don't Over Build, Don't Over Buy	Article - Problems w/building or overbuying in neighborhood
77		Down payment Assistance Program	Article - What is DAP? Link to HUD website
78		Eliminating Credit Card Debt	Article - "How to" eliminate CC and other debt
79		EPA and You	Article - Environmental concerns & your responsibility
80		Equipment Auctions	List of all equipment auctions for the year
81		Equipment Trader value	Estimated value or used equipment for resale
82		Escrow	Article - What is it and why do I need it?
83		Fair Credit Reporting Act	Article - As signed into law. Complete
84		Fair Debt Collection	Article - Know your Rights "FDCPA"
85		Fair Housing Laws	General Information for everyone
86		Family Budget & Mortgage Calculator	Helps with budget to determine possible loan qualification
87		FAQ's	Frequently asked questions
88		FDCPA Fair Debt Collection Proc act	Article - Fair Debt Collection Procedures Act
89		FEMA	Article - Who is FEMA and what do they do?
90		Finding Loose Change	Article on how much loose change is wasted each year
91		Fire Hydrants	Article - Is there one near you? Insurance discounts
92		Fire Safety	Article - Home Fire Safety Plan
93		First Time Home Buyers	Article - Ongoing - Tips, what to expect, procedures
94		First Time Home Buyers - Incentive	Article - Government Incentive Options
95		Fix It Right The First Time	Article - A Band-Aid is not the cure
96		Flood Insurance	Article - What is it and why do I need it?
97		Follow Up	Article - Call back everyone who visits and makes inquiries
98		For Sale Yard Signs	Article - Why do you need one or Two?
99		Foreclosures and the market effect	Article- How foreclosures effect the property value
100		Forum Guidelines	Forum guidelines to help with each others marketing
101		Free Money	Article - There is no such thing
102		Freezing Weather	Article - Protect yourself from Ole Man Winter
103		Full Service picture upload	If you can't upload pictures we will do it for you
104		Functional Obsolescence	Article- What is Functional Obsolescence
105		Gap Insurance	Article - What is GAP insurance and why do I need it?
106		General Warranty Deed	Fill in the blank General Warranty Deed
107		Get it in Writing	Article - If it isn't in writing, it was never said
108		Getting Ready to Borrow	Article - Getting Ready for a Mortgage Loan
109		Glossary - Insurance	Glossary of Insurance terms
110		Glossary - Real Estate	Glossary of real estate terms
111		Going Green	Article - How to make your home a little greener
112		Good Faith Estimate	Article - What is a Good Faith Estimate?
113		Google Maps	Map the property location
114		Government Grants	Article - List of websites that list known projects
115		Hard Money	Article - What is it and why is it important
116		Heavy Equipment (buyers checklist)	Article - Buying checklist, "Ask for maintenance records"
117		Hiring Contractors	Article - How to hire a contractor for that repair job
118		HOA Communities	Article - Pros and Cons of HOA's
119		Home Builders	Article - What to expect
120		Home Builders Contracts	Article - What they have hidden in them.
121		Home Buyers Checklist	Checklist for homebuyers of things to look for
122		Home Equity Loans	Article - What is it and do I need one Pro's & Con's
123		Home Expense Calculator	Calculator to determine the cost of home ownership
124		Home Inspection	Article - What is it and why do I need one?
125		Home Inspection List	List of things for home buyer to inspect before purchase
126		Home Inventory Contents List	Helps to inventory home contents for insurance purposes
127		Home Maintenance Schedule	Helps lay out maintenance schedule for homebuyers
128		Home Owners Insurance	Article - What to look out for, what to demand
129		Home Owners Manual	Home Owners Manual (general information manual)
130		Home Safety	Article - Various articles - Ongoing series
131		Home Sellers Checklist	List of items for a home seller to prepare
132		Home Warranty Insurance	Article - What is it and why do I need it?
133		Homestead	Article - Why & when do I need to "homestead" my home?
134		Homework Before Checkbook	Article-Do your homework before opening your checkbook
135		How To - Series	Series of 'How To' shortcuts for the newsletter
136		How To Avoid Foreclosure	HUD Article (Pamphlet) on "How to avoid foreclosure"
137		How To Avoid Foreclosure	Article - How to avoid foreclosure - (HUD flyer)
138		How To Negotiate	Article - How to negotiate the sale
139		ID Theft and ID Fraud	Prevention and general contact Information
140		Improve your FICO	Article - Improve your FICO Score
141		Indoor Air Quality	Article - How do I Improve Indoor Air Quality
142		Inspect Before Settlement	Article - Schedule an inspection just before settlement
143		Insurance and Moving	Article - Things you should know about Ins when moving
144		Insurance in Texas	Article - Things you should know about Ins In Texas
145		Insurance in Texas	Article - Let us help you with your insurance needs.
146		Insurance Policies	Article - READ THE POLICY! No Exceptions
147		Insurance Umbrella Policies	Article - Why you need an umbrella policy (cheap)
148		Junk Fees	Article - What are Junk Fees and how do I avoid them?
149		Know Your Competition	Article - Know everything about your homes competition
150		Landlords Disclosure	Landlords Disclosure Notice- (similar to sellers disclosure)
151		Landlords Responsibilities	Article - Know your responsibilities as a landlord
152		Landscape maintenance & warranty	Article - Landscaping life is your responsibility
153		Last Will & Testament	Fill in the blank Last Will (something is better that nothing)
154		Lead Based Paint Disclosure	Sellers lead based paint disclosure required by law
155		Lead Based Paint Disclosure (rental)	Lead based paint disclosure for rental property
156		Lease To Own	Article - Pro's and Con's of the lease to own transaction
157		Legal Advice	Article - MSRN is not an attorney and does not give legal adv
158		Let The Sunshine In	Article - Open the blinds when showing and pictures
159		Lien Waiver Letter	Letter of Lien Waiver for work completed & paid for
160		List Until it Sells	Policy- Your Responsibilities
161		Listing Brochures	Sales brochures- Customers may print as needed
162		Make A List	Article - Make a list of everyone you know tell its 4 sale
163		Marketing Ideas	Article - Personal marketing ideas for your property (list)
164		Mechanic's Lien Contract	Fill in the blank Mechanic's Lien Contract
165		Mini-Storage	Article - Deciliter the house and store off site
166		MIP / PMI	Article - What is a mortgage insurance premium?
167		MIP / PMI	Article - Part 2 - When can I cancel this?
168		MLS - Multiple Listing Service	Article - What is it, do I need it and what does it cost?
169		Monthly Rental Agreement	Agreement for Month to Month rental of property
170		Mortgage Borrowers Rights	Article - What you should know! Link to HUD
171		Mortgage Brokers	Article - Who are they and what do they do?
172		Mortgage Escrow	Article - What is it and what does it pay for?
173		Mortgage Loan - Documents needed	Article - List of doc's needed when applying for a mortgage
174		Mortgage Loan Pre-Qualification	Article - Importance of getting Pre-Qualified
175		Mortgage Rates and the Fed Rate	Article - Explain the difference in the two rates
176		Mortgage Refinance Calculator	Helps to determine the length of time to recover refi cost
177		Mortgage Secondary Markets	Article - What is it and why is it important?
178		Motivated Seller	Article - Tips to make it happen QUICK
179		Motorcycle Safety Foundation	Article - Various articles - ongoing -Link to their site
180		Moving Schedule	Checklist of things to do when moving
181		Moving Services	Article - Know your rights
182		Moving Services	Article - Get it in writing
183		Moving Services	Article - Ask for proof of Insurance
184		Moving Tips	Number boxes not Contents
185		Moving To A Different State	Article - What you need to know about long distance moves
186		Moving With A Pet	Article - Tips to make it easier
187		NADA car value reports	NADA estimated auto resale value
188		Negative Amortization	Article - What is Negative Amortization, & how to avoid it
189		Negotiations Are For Everyone	Article - How to negotiate the asking price
190		Neighborhood Search	Criminal Search for proposed neighborhood
191		Neighborhood Watch Programs	Article - How to start a Neighborhood Watch Program
192		Networking Program	Details of Networking Program
193		New Home Construction Schedule	Schedule for new home construction
194		News Letter	Bi-weekly news letter to discuss market concerns
195		No-No's	List of no-no's while applying for a mortgage
196		Notice to Buyer	Notice for buyer to hire legal representation
197		NOTICE: Fuax or knock off products	No faux or knock off products may be listed for sale
198		NOTICE: Not Responsible	Not responsible for accuracy of information in ads
199		NOTICE: Pirated Products	No pirated products may be listed for sale
200		NOTICE: Privacy Policy	Privacy policy for personal information
201		NOTICE: Return Policy	General Information for everyone
202		NOTICE: Terms of Use	General Information for everyone
203		NOTICE: Vice Listings	List of items NOT acceptable for listing on this site
204		Offers - Counter Offers	Article - How to handle a counter offer
205		Offers - Verbal Offers	Article - Get it in writing
206		Offers and How Much Should I Offer	Article - How to determine how much to offer
207		Offers and How To Handle Them	Article - How to handle the offer when you get one
208		Open House	Article - Tips on having a successful open house
209		Picture Your Product	How to take pictures of what you are selling for an ad
210		Points	Article - What are points and why do I have to pay them?
211		Pre lease Inspection Form	Pre lease property condition inspection worksheet
212		Predatory Lending	Article - What you should know! Link to HUD
213		Price It Right	Article - How to price it right- Do your homework first
214		Private Mortgage Insurance Act	Article - PMI Act Information
215		Professional Representation	Article - For those who do need the professional agent
216		Promissory Installment Note	Fill in the blank promissory note
217		Promotional Codes	Article - Promo Codes- 3 strikes & your out
218		Property Evaluation Worksheet	To evaluate property to determine asking price
219		Public Water and Sewer	Article - Does this house have public water and sewer?
220		Quick Connect	Connect all utilities with one phone call
221		Quit Claim Deed	Quit Claim Deed
222		Raw Land Contract	Fill in the blank Raw Land Contract
223		Real Estate Auctions	List of all real estate auctions for the year
224		Recommended Reading	List of recommended reading
225		Red Lining - Don't Be a Victim	Article - What is red lining and how to avoid it
226		Referral Program	Details of referral program
227		Remodel - Do It Yourself	Article - Do it yourself general guidelines, tips and tricks
228		Remodeling Your Home	Article - What features will give more bang for the buck
229		Rental Property	Article - What to look out for to protect yourself
230		Rental Property - Condition Report	Condition report for rental property
231		Rental Property - Deposits	Article - Will I get my deposit back?
232		Rental Property - Maintenance	Article - What is your responsibility
233		Rental Property Marketing	Article - Tips and tricks to get it rented out.
234		Renter's Insurance	Article - Set the insured amount for replacement cost
235		Replacement Cost vs. Appraisal	Article - Why is Replacement cost different than appraisal?
236		Res Sales Agreement to do work	Addendum for seller to perform repairs on house
237		Res Sales lease option to purchase	Lease Contract with option to purchase
238		Res Sales Rental Application	Rental property client application
239		Res Sales Seller Finance Addendum	Addendum if seller is to finance the purchase
240		Residential Earthquake Hazard Report	Report required by seller in California
241		Residential Sales Agreement	Fill in the blank Residential Sales Agreement
242		Residential Sales HOA addendum	Addendum for sellers HOA disclosure
243		Residential Settlement Procedures Act	Article - RESPA, What is it for and do for me?
244		Retirement savings calculator	Calculator to determine needed savings to retire
245		Reverse Mortgages	Article - What is a reverse Mortgage, and what is the cost?
246		Right of Recession	What is a 3 day right of recession?
247		Royal Purple	Article - Why is synthetic oil better for your car
248		RV Buyers Checklist	Article - Buying checklist, "Ask for maintenance records"
249		RV Repair Centers (nationwide)	List of National repair centers nationwide
250		RV's List of Parks	List of National Parks that are RV friendly
251		Say It With Pictures	Article - When & how to take pictures that sell! Updates
252		Scams Don't fall for one	DETAILED: List of known scams and types of scams
253		SCORE	Article - Who is SCORE.org?
254		Second Opinion	Article - Don't like the appraisal, get a second opinion
255		Secondary Market	Article - What is the secondary market?
256		Section 8 Housing	Article - What is it? Don't discriminate
257		Security Alarm Permits	Article - What you should know about your security system
258		Seller Financing	Article - Pros and Cons of Seller Financing- Look out!
259		Sellers Disclosure Prop Condition	Sellers Disclosure of property condition
260		Sellers Guide	Guide of how to prepare property for sale
261		Sellers Guide for Automobiles	Sellers guide of how to market automobiles
262		Sellers Guide for Equipment	Sellers guide of how to market equipment
263		Seller's In a Rush To Sell?	Article - Possible reasons why, what to look for - SLOW DOWN
264		Sellers Property Brochure	Sales brochure to hand out to potential buyers
265		Septic Systems	Article - What is it and why do I need a septic system?
266		Service Professionals	Article - Do your homework with all service providers
267		Service Professionals	List of all service professionals and their licenses
268		Service Professionals -	Article - What are they and why should I use them?
269		Service Provider Professionals	List of service providers for the industry (ads for a fee)
270		Service Records	Article - Auto - Ask for the service records
271		Service Records	Article - Heavy Equipment - Ask for the service records
272		Service Records	Article - Watercraft - Ask for the service records
273		Settlement Cost	Article - What to expect and what you cannot pay for
274		Settlement Procedures	Article - What to expect at settlement - Read the doc's first
275		Short Sales	Article - What is a short sale and the Pro's & Con's
276		Showing Safety	Article - Showings and your safety
277		Showing With Family Pets	Article - Remove pets(& water bowls) for showings
278		Sign in Sheet	Article - What is a sign in sheet and why do I need one?
279		Signs in your neighborhood	Article - HOA rules about "for sale" signs
280		Slow Down and THINK	Article - Why you should go slow and think about this purchase
281		Special Warranty Deed	Fill in the blank Special Warranty Deed
282		Spruce it up	Article - Things to spruce up before listing your home
283		Staging Your Home	Article - How to correctly stage your home
284		Sub-Prime Loans	Article - What is a sub-prime loan and effects on the market?
285		Survey	Article - What is it and why do I need one?
286		Survive Closing (or Settlement)	Article - What does the phrase Survive Closing mean
287		Sweat Equity	Article - What is it and how do I earn it?
288		SWPP & SWP3	Article - What is SWPP & SWP3
289		Take Many Pictures	Article - Take many pictures and put in a file. Create a history
290		Tax Lien	Article - What is a Tax Lien
291		Tax Record Reports	Get the tax records for the property in question
292		Tax Records	Article - Why is the value different on my tax records?
293		Tell e'm what you want	Article - Brochure tubes - List the asking price on brochures
294		Tennant Emergency Procedures	Emergency Procedures Manual for tenants (needs)
295		Termite Inspection	Article - Why do I need this?
296		The Process of Foreclosure	Article - What, where when how….why?
297		The Umbrella Policy	Article on the benefits of an inexpensive insurance policy
298		Three Bids or Else	Article - Why it is important to get three bids for everything
299		Time is of the Essence	Article - What does this mean and why is it important
300